YAMMI will help you buy your own house

Simple investment portfolio with a smart assistant

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How YAMMI works

Fill out a short form and sign the documents for the portfolio online
Add money to your portfolio for any amount using a bank card, cash, or any other method
Track the investments of your Yammi assistant and the changes in the portfolio's balance
Don't worry: you can withdraw your funds anytime

The fee is 1.5% of the asset amount annually but not less than 3.25 rubles per day

Popular scenarios

15,000 ₽

invested immediately to an IIA*

5,000 ₽

added monthly

3 years

duration

27 % interest per annum

expected profit

285,895 ₽

portfolio after 3 years 1

50,000 ₽

first investment

5,000 ₽

added monthly

2 years

duration

18 % interest per annum

expected profit

206,053 ₽

portfolio after 2 years 2

100,000 ₽

first investment

10,000 ₽

added monthly

1 year

duration

23 % interest per annum

expected profit

244,898 ₽

portfolio after a year 3

The numbers are provided without the consideration for rebalancing and the service fee
* IIA — individual investment account

Nice perks

Fully online: create a portfolio, add and withdraw funds
Convenient personal dashboard with the balance, composition, and dynamics of the portfolio
You can invest for a year or any other period. Even until your retirement
You can receive* a tax deduction in the amount up to 52 000 ₽ from the government

Technology used by YAMMI

The mathematical model of a perfect portfolio developed by Harry Markowitz and William Sharpe, the Nobel Memorial Prize laureates in Economics

Latest data provided by international markets and largest companies as well as the manual analysis by a team of economists

The YooMoney wallet allows adding and withdrawing money at any time with no commission

* The tax deduction right is applicable if you don't withdraw money within three years from the date of signing the documents

Four months for free

If you've been investing for a year or more.

Full terms and conditions of use

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"Yammi" is a fiduciary management service. The fiduciary management services are provided by TC FinEx Plus LLC. OGRN 1075024006144. The license of a professional securities market participant for the implementation of securities management activities No. 045-14002-001000 dated 29 November 2016, issued by the Bank of Russia with no expiration date. For more information about the service in general and conditions of the fiduciary management in particular, please call: 8 499 286 00 36, or contact us at the following address: 8 Presnenskaya Embankment, bld. 1, block "IN", office 7, Moscow 123112 (IFC City of Capitals, Northern block). Information is disclosed at www.finxplus.ru.

TC FinEx Plus LLC notes that investments in the securities market are associated with risk, including the risk of losing the investments in whole or in part. The asset value might increase and decrease. Past investment results do not determine future returns. The information on this website does not contain guarantees regarding the reliability of possible investments or the stability of the size of possible profit or costs associated with these investments; it is not a statement of potential benefits associated with asset management practices; is not an offer of any kind, is not an individual investment recommendation.

Financial instruments or transactions mentioned on this website may not correspond with your investment profile. Determining whether a financial instrument or transaction correspond with the investment objectives, investment horizon, and risk tolerance is the task of the investor.

TC FinEx Plus LLC does not take liability for possible losses of the investor in case of transactions or investments in financial instruments described in the information provided on this website. TC FinEx Plus LLC does not provide guarantees or assurances and does not take liability on the financial results based on the use of provided information.

Disclaimer.

1 The cost and profitability of the portfolio are indicated for 31 May 2018 with the receipt and reinvestment of the deduction for IIA taken into account. The “Portfolio Value” and “Profitability” calculated parameters are based on the use of relevant index benchmarks. The calculation does not take into account commissions and regular rebalancing results.
2 The cost of the portfolio is indicated for 31 May 2018. The “Portfolio Value” and “Profitability” calculated parameters are based on the use of relevant index benchmarks. The calculation does not take into account commissions and regular rebalancing results.
3 The cost of the portfolio is indicated for 31 May 2018. The “Portfolio Value” and “Profitability” calculated parameters are based on the use of relevant index benchmarks. The calculation does not take into account commissions and regular rebalancing results.