YooMoney: a virtual card for shopping with cashback for 0 ₽

- Pay via YooMoney and receive instant cashback in bonus points. 1 point = 1 ₽
- Spend bonus points in stores where the YooMoney wallet is supported as a payment method
- Buy things you've wanted for a while and pay later—in equal parts
Cost of the card refunded in bonus points
Order a physical card: from 399 ₽, delivery and servicing included. You only pay once for the whole 5 years of the validity period when placing the order.Shop for a total of 15,000 ₽ and earn 399 bonus points to your wallet.You can spend bonus points in stores and online services. 1 point = 1 ₽
Get a cardYooMoney wallet
You'll get it after you sign up too. Link a bank card to the wallet and use it for shopping: if your bank pays out cashback, it'll be credited in addition to our cashback.You can use your wallet to buy electronics, clothing, food, educational courses, and thousands of other products
Sign upShopping with cashback rewards, special offers, and discounts
Clothing, electronics, games, and books: shop with discounts via our website or app. If you enable cashback in categories, you'll earn bonus points for purchases. 1 point = 1 ₽
YooMoney app
Pay for Internet services and home utilities, transfer money to cards and wallets via your smartphone
Pay in installment plans in online stores
Afford more: get products now, pay later. Loan applications are reviewed within a few minutes, there's a grace period, and early payoff
Where installments are available