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YooMoney: a virtual card for shopping with cashback for 0 ₽

  • Pay via YooMoney and receive instant cashback in bonus points. 1 point = 1 ₽
  • Spend bonus points in stores where the YooMoney wallet is supported as a payment method
  • Buy things you've wanted for a while and pay later—in equal parts

Cost of the card refunded in bonus points

Order a physical card: from 399 ₽, delivery and servicing included. You only pay once for the whole 5 years of the validity period when placing the order.
Shop for a total of 15,000 ₽ and earn 399 bonus points to your wallet.
You can spend bonus points in stores and online services. 1 point = 1 ₽
Get a card

YooMoney wallet

You'll get it after you sign up too. Link a bank card to the wallet and use it for shopping: if your bank pays out cashback, it'll be credited in addition to our cashback.
You can use your wallet to buy electronics, clothing, food, educational courses, and thousands of other products
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Shopping with cashback rewards, special offers, and discounts

Clothing, electronics, games, and books: shop with discounts via our website or app. If you enable cashback in categories, you'll earn bonus points for purchases. 1 point = 1 ₽

YooMoney app

Pay for Internet services and home utilities, transfer money to cards and wallets via your smartphone
QR code for downloading the appDownload the appDownload the appApp category 0+

Pay in installment plans in online stores

Afford more: get products now, pay later. Loan applications are reviewed within a few minutes, there's a grace period, and early payoff
Where installments are available