Multicurrency support, 99 ₽ per month
Multicurrency support is available only for Mir cards
You can use it for payments in currency in Russia and other countries where Mir cards are accepted. You can also withdraw cash in those countries, but not in Russia yet. If you have a different card, we recommend holding off on getting this feature: we'll notify you if there's any news.
You can still exchange currency and transfer it from wallet to wallet.
Pay via any Mir card from YooMoney from any account: in rubles, tenge, and other currencies (if you've opened such an account).
What does a multicurrency card do
The card switches to the required currency automatically
All you need to do is open all necessary accounts in advance.
If you buy something in Kazakhstan, money will be debited in tenge. If you place an order on a Belarusian website a minute after that, the card is going to know that money now should be debited in belarusian rubles.
Two cases when rubles will be debited anyway:
If the payment kiosk at the store (or ATM) is configured so that it debits money from the ruble account and converts the currency at its own rate.
The store uses the MCC of money transfers.
Earns from 1% to 5% cashback in the categories of the month
We don't calculate cashback based on the amount in currency but based on the equivalent amount in rubles in accordance with the Central Bank exchange rate. If you spend less than 3,000 ₽, you won't get cashback the following month.
Pay even when you don't have the required amount in currency
For example, you need to pay 5,000 tenge but you only have 4,000 tenge (or nothing at all). In this case, the required amount will be exchanged automatically (from rubles), and the payment will go through (in case there's enough money in your ruble account, of course).
Also withdraw currency from ATMs
At the moment, you can only withdraw cash in countries on this list, it's not available in Russia yet.
Commission for withdrawing money from the currency account is always 3% of the amount.
These 3% almost completely compensate for the favorable exchange rate. If you withdraw currency from a ruble card, first it will be converted at the rate of the payment system + 2.9%.
How cashback works with currency
Just like with payments in rubles: 1% to 5% depending on the selected categories. Learn more about cashback
Cashback is calculated based on the equivalent amount in rubles, not in currency.
How to activate the package (and some conditions)
The most important thing is to complete identification
After that, activate multicurrency support for 99 ₽ per month
The package is renewed automatically: every month we debit 99 ₽ from your ruble account. You can disable these payments at any time in the wallet settings
Important: all the Mir cards from YooMoney you have will get multicurrency support.
If you need help
Please contact us if you have a problem with the "Multicurrency cards" package, payments in currency, or something else.