Koshelek Pay
You can't pay with this method
For now, Mir Pay is the only contactless payment method available: to use it, you need a Mir card and an NFC-compatible Android™ device with the OS version 7.0 or later. This is how you can pay in Russia and other countries where Mir cards are accepted and Mir Pay is available.
You can also use our solution for Android: it's currently available only in Russia.
Install the Koshelek app to Android and add your card to it, and you'll be able to use it for payments in stores and at cafes.
Requirements
YooMoney card, either virtual (issued instantly) or physical (delivered by mail or courier).
An NFC-compatible Android device (including Huawei and Honor).
Adding a card to Koshelek Pay
Install and open the Koshelek app.
Register in the app.
Click Add your card, then Bank cards.
Enter your YooMoney card details.
Confirm with the code from the text message.
The app will request the permission to use the card: click Yes.
Paying with your phone
Select the YooMoney card in the Koshelek app.
Enter the password.
Hold your smartphone near the reader.
Issues with card
Payment isn't coming through
Possible reasons:
the reader doesn't accept contactless payments,
not enough money in your wallet; you need to add money to it,
you've reached one of YooMoney limits,
your YooMoney card has expired (virtual card expires in one year, physical card expires in 3 years),
you're paying somewhere outside of Russia and your user status is anonymous; in this case, you need to confirm your identity.
If none of these reasons apply, contact us via chat (you need to sign in to YooMoney).
The card has expired
Issue a new YooMoney card (on our website or in the app), then add it to Koshelek.
You can remove the old one.
I forgot my PIN
Simply change it in the "Bank Cards" section on the YooMoney website or in the app.
If you need help
If your contactless card doesn't work or if you're having other problems, contact us via chat (you need to sign in to YooMoney).